— A product studio◦ EST. 2026 · FIRST TWO SHIPPED

Webuild software
thatdoes serious
work.

epakDigital is a product studio. We design and operate opinionated software for problems other teams find too boring, too regulated, or too hard. Two products are live — more on the way.

TRUSTED BY INSTITUTIONS AND INDUSTRY —
Ministry of Finance
Hargate Capital
Northwind Utility
Bureau of Records
Altis Health
Port of Kalbek
SCROLL
02 — Our products

Two products. Two different problems.

Ledger digitizes how governments assess, bill, and collect public revenue. Kernel brings AI-native governance and insight to enterprise data teams. Different customers, different stacks — same engineering standard.

01 — LEDGER

The nervous system
of public revenue.

Most tax systems are paper workflows wearing a database. Ledger replaces the stack — assessment, billing, collection, enforcement, and disclosure — with one coherent spine built for fiscal scale.

LEDGER / TREASURY CONSOLE
LIVE
REVENUE COLLECTED · FY 2026
$3.210B+18.4% YoY
Open cases
284,102
Collected today
$41.2M
On-time rate
87.3%
Five modules · one platform

From first assessment to final audit — covered.

01ASSESS
Taxpayer registry & assessment
Unified taxpayer records with automated assessment against 200+ rule types — income, property, VAT, customs, utilities.
02INVOICE
Billing & notices
Generate bills in bulk or on demand. Multi-channel delivery (SMS, email, post, e-gov inbox) with delivery receipts.
03COLLECT
Payments & channels
Accept payments across banks, wallets, kiosks, and branches. Real-time reconciliation to the penny.
04ENFORCE
Arrears & enforcement
Aging, penalties, installment plans, and lawful enforcement workflows — all audited.
05REPORT
Audit & disclosure
Parliament-ready reports, open-data disclosure feeds, and immutable audit trails.

We moved 3.1 million taxpayers onto Ledger in 11 months. Collection rates climbed 14 points and we closed our first fiscal year without a single reconciliation exception.

DIRECTOR GENERAL · MINISTRY OF FINANCE · REGION IV
+14 pts
collection rate
11 mo
to go-live
3.1M
taxpayers migrated
0
reconciliation exceptions
KERNEL / WORKBENCH
GROUNDED · 4.2k CTX
> youWhy did margin drop in EMEA this week?
· sysChecking governance · purpose=analysis · OK
· sysQuerying ontology: margin, region, tier · 142ms
▲ aiTier-3 mix shifted toward low-margin SKUs.
▲ aiTop contributors:
02 — KERNEL

An AI-native platform
for enterprise data.

Kernel brings four capabilities together in a single runtime — governance, workflow automation, data modeling, and insight generation — all powered by AI from the ground up, not bolted on.

SnowflakeDatabricksBigQueryPostgresS3KafkaSalesforce+272 more
Four capabilities · one platform

Everything an enterprise data team does — rebuilt with AI inside.

AI-native data governance

Policies as code, not PDFs. Kernel classifies every column, watches every query, and enforces row-, column-, and purpose-level access in real time. Lineage is automatic; consent is traceable; audits take minutes.

  • Auto-classification · PII, PHI, PCI
  • Policy-as-code with Git workflows
  • Row / column / purpose access
  • Lineage, consent, and audit log
TABLE · customers◉ POLICY ACTIVE · v14
emailstringPIIfilter(row)
ssnstringPII · RESTRICTEDmask(col)
order_totalnumericFINANCIALallow
ip_addressstringPIIif(purpose)
diagnosis_codestringPHImask(col)
campaign_idstringallow
policy.yml → 6 columns classified, 3 rules enforced, 2,148 queries audited today
Architecture

One platform. Deploy where your data lives.

CloudOn-premAir-gapped
01 / SOURCES
Warehouse
Lake
SaaS
Streams
02 / GOVERNANCE
Classify
Policy
Lineage
Audit
03 / AI RUNTIME
Modeling
Workflows
Agents
Eval
04 / SURFACES
Chat
API
BI
Apps
Start a conversation

Institutions don't
buy software.
They partner.

Book a working session with our product and implementation team. We'll scope a pilot in 30 minutes.

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